LENDING
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Current Auto Loan Rates
Effective Date: March 31, 2025
Type | APR* As Low As | Term |
---|---|---|
Auto Loan (New & Used) | 5.99% - 17.99% | Up to 7 years |
Recreational Vehicle | 8.99% - 17.99% | Up to 15 years |
Utility Trailers | 8.99% - 17.99% | Up to 5 years |
Current Mortgage Rates
Effective Date: March 31, 2025
Type | APR* As Low As | Term |
---|---|---|
30-Year 1st Mortgage | 6.500% | 30 years |
Home Equity Line Of Credit | 8.490% | 10 years to advance, 10 years to pay back |
Home Equity Loan | 8.500% | 15-year fixed rate |
Personal Construction Loan | 8.900% | 9-Month Draw |
Spec Home Construction Loan | 8.900% | 9-Month Draw |
Current Personal Loan Rates
Effective Date: March 31, 2025
Type | APR* As Low As | Term |
---|---|---|
Personal Advances | 12.99% - 17.99% | Up to 3 years |
Current VISA/ Line of Credit Rates
Effective Date: March 31, 2025
Type | APR* As Low As |
---|---|
VISA Platinum | 13.24% |
VISA Classic | 17.24% |
Overdraft Line of Credit | 15.90% |
Visa Secured Credit Card | 7.90% |
ACCOUNTS
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Current Share Account Rates
Effective Date: April 1, 2025
Share Accounts included are Prime, Secondary, Business, My Account, Fresh Start and IRA Shares.
Account | Dividend Rate | APY** |
---|---|---|
Share Accounts | 0.050% | 0.050% |
Current Share Draft Account Rates
Effective Date: April 1, 2025
Account | Dividend Rate | APY** |
---|---|---|
Share Draft / Elite 55 | 0.010% | 0.010% |
Fresh Start Share Draft | 0.000% | 0.000% |
Business Share Draft | 0.010% | 0.010% |
Business Plus Share Draft | 0.010% | 0.010% |
Current Money Market Account Rates
Effective Date: April 1, 2025
Personal | Dividend Rate | APY** |
---|---|---|
$2,500.00 - $24,999.99 | 1.292% | 1.300% |
$25,000.00 - $49,999.99 | 1.490% | 1.500% |
$50,000.00 - $99,999.99 | 2.031% | 2.050% |
$100,000.000 or greater | 2.960% | 3.000% |
Current Certificate Rates
Effective Date: March 31, 2025
(Share or IRA Certificates)
Open a Certificate
Term | Dividend Rate | APY** |
---|---|---|
6-Month | 2.771% | 2.800% |
12-Month | 3.552% | 3.600% |
24-Month | 3.455% | 3.500% |
36-Month | 3.455% | 3.500% |
48-Month | 2.869% | 2.900% |
60-Month | 2.722% | 2.750% |
Serving Western Colorado - Join online or visit one of our branches in Grand Junction, Orchard Mesa, or Fruita.
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